Tennessee Insurance Licensing
Tennessee life insurance license guide.
Current 2026 requirements.
The Tennessee Department of Commerce and Insurance issues the resident insurance producer license. Its procedure lists a prelicensing course only for the title line — not for Life.
- License
- Insurance Producer – Life
- Regulator
- TN Dept. of Commerce & Insurance
- Required course
- None for Life (title only)
- Exam provider
- Pearson VUE
- Filing fee
- $50 (NIPR)
- CE
- 24 hrs biennially (3 ethics)
- Last verified
- September 2026
Resident licensing path
Getting a Tennessee Life license.
- 01
Confirm eligibility
At least 18, with proof of Tennessee residency. - 02
Pass the exam with Pearson VUE
Pearson VUE sends your score to the Department electronically. - 03
Complete fingerprints first
A fingerprint-based TBI and FBI background check is required. Complete it at least 2 business days before applying. - 04
Apply on NIPR
Wait 48 hours after the exam, then submit the application and the $50 filing fee. - 05
Department review
Submission is not approval. - 06
Get appointed
Producers should be properly appointed before acting as an agent of an insurer.
State fees
Tennessee Life license fees.
From the Department's licensing procedure. Exam and fingerprint fees are paid to the vendors.
- Application filing fee
- $50
After licensing
The license is where the operating process begins.
- 01License issued
- 02Carrier contracting / appointments
- 03Final Expense Elite onboarding
- 04Leads matched to licensed states
Official resources
The regulator is the authority.
Other state guides
FAQ
Tennessee licensing questions
What license do I need to sell final expense insurance in Tennessee?
Final expense is life insurance, so producers generally need a Tennessee producer license with the Life line of authority.
Is a prelicensing course required for Life?
The Department's procedure lists a 30-hour course only for the title line, not for Life.
Who administers the exam?
Pearson VUE.
When do I get fingerprinted?
Before applying — at least 2 business days before you submit on NIPR.
What does it cost to apply?
A $50 filing fee on NIPR, submitted at least 48 hours after your exam.
What CE does Tennessee require?
24 hours each biennial renewal, including 3 hours of ethics.
Am I licensed once I apply?
No. Submission is not approval, and you should be appointed before acting for an insurer.
Start with the license
Understand the Tennessee process. Then build the system.
Final Expense Elite helps developing agents connect licensing resources with sales training, technology onboarding, lead infrastructure, and a structured development roadmap. Tennessee licensing approval and requirements are determined by the Tennessee Department of Commerce and Insurance.