Final Expense Elite Programs
Build the team. Standardize the system.
From producer to agency operator.
Agency Builder is designed for experienced producers and agency owners who need a repeatable infrastructure for recruiting, onboarding, training, lead distribution, technology, follow-up, and agent development.
- Team leads
- Licensed agents
- Junior Brokers
- Admin
- Reporting
- Training
- Leads
- Dialer
- CRM
- Agent Onboarding
- Training
- Lead Distribution
- ReadyMode
- CRM
- Management Visibility
The goal isn't more people. It's a repeatable system for supporting more people.
The transition
Being a great producer and running an agency are different jobs.
An individual producer can personally manage their own leads, follow-ups, schedule, training, technology, licensing and carrier access. As teams grow, owner-dependent processes become harder to maintain, and the same work has to function across many people.
- Recruiting
- Onboarding
- Licensing visibility
- Training consistency
- Lead ownership
- Campaign management
- Agent support
- CRM standards
- Performance review
- Administrative coordination
Personal production doesn't automatically create an operating system.
Producer
- Own pipeline
- Own calls
- Own follow-up
- Own results
- Own schedule
Agency operator
- Build onboarding
- Set standards
- Support agents
- Manage territory
- Review activity
- Coordinate infrastructure
- Develop leaders
Program fit
Agency Builder is designed for a different stage.
- 01
High-producing individual agent
Ready to begin building repeatable team processes. - 02
New team leader
Already has agents but needs structure around onboarding and operations. - 03
Existing agency owner
Needs stronger technology, lead operations, training or visibility. - 04
Virtual sales organization
Needs a consistent remote operating system.
It may not be the right next step if…
- — You aren't yet licensed where required
- — You haven't learned the Final Expense Elite sales workflow
- — You're looking for passive income
- — You want to recruit without understanding production
Still building your own production?
Start with the Junior Broker Program.
The agency operating system
An agency shouldn't depend on the owner manually running every process.
- 01Producer
- 02Team leader
- 03Standardized onboarding
- 04Training system
- 05Licensed agent network
- 06Lead distribution
- 07Dialer + CRM
- 08Management visibility
- 09Coaching
- 10Administrative systems
- 11Repeatable growth
The agency is the system around the agents.
- Recruiting
- Onboarding
- Licensing
- Training
- Coaching
- Leads
- ReadyMode
- CRM
- Admin
- Reporting
Agent onboarding
New agents should know what to do on day one.
Agents are more likely to understand the path when the path is clear: onboarding clarity, training, support, reliable systems, transparent expectations and communication.
Day one
- 01Welcome
- 02Account setup
- 03License status
- 04Training assignment
- 05Technology access
- 06Manager intro
- 07Next action
Example development path
- Week 1
Onboarding, licensing / readiness, training
- Week 2
Scripts, technology, practice
- Week 3
Workflow, guided activity
- Week 4
Live production path where authorized and ready
Agent development
One roadmap. Many agents.
The 90-Day Roadmap gives a team a training reference, onboarding framework, coaching framework and common language.
Days 1–30
Foundation
Days 31–60
Volume
Days 61–90
Optimization
Agency Builder standardizes access to the same core sales framework across the team.
Lead distribution
Lead flow follows each agent's licensed territory.
Each agent with an eligible active seat receives outbound lead access matched to their licensed states, delivered into the same ReadyMode environment and CRM workflow. Adding agents doesn't automatically increase lead volume; availability depends on eligibility, licensing footprint and program capacity.
- 01Lead program
- 02Agent licensed states
- 03Campaign
- 04Agent's ReadyMode queue
- 05Disposition
- 06Shared CRM standards
Management visibility
See what the team needs.
Good management looks at training, process, support, follow-up and readiness, not only a leaderboard.
Today
Demo data- 3Agents onboarding
- 9Active agents
- 2Need support
- 14Follow-ups due
Example rhythm · Daily
- Agent activity
- Support issues
- Lead flow
Example rhythm · Weekly
- Training
- Coaching
- Pipeline review
Example rhythm · Monthly
- Licensing
- Agent development
- Systems
- Agency economics
Weekly agency review
- 01New agents
- 02Licensing status
- 03Training progress
- 04Lead flow
- 05Technology issues
- 06Follow-up and applications
- 07Coaching needs
- 08Operational blockers
Standard operating procedures
- New agent onboarding
- License setup
- Dialer setup
- CRM workflow
- Lead handling
- Call disposition
- Follow-up
- Application handoff
- Agent support
Scaling stages
Designed to support a more repeatable growth process.
Solo producer
Personal production and workflow. Next challenge: everything depends on you.
Small team
Onboarding, training consistency, lead ownership, agent support, basic visibility.
Managed team
Team leads, coaching systems, reporting, SOPs, administrative workflows.
Multi-manager organization
Leadership layers, territory coordination, recruiting systems, operations, training standards.
Developing candidates
Build a pipeline for developing agents too.
Some candidates aren't ready for licensed production yet. The Junior Broker Program gives them a separate structured path.
What Final Expense Elite provides
- Training system
- Technology (ReadyMode + CRM)
- Lead infrastructure
- Licensing resources
- Onboarding support
- Program pages and materials
What you provide
- Leadership and culture
- Recruiting decisions
- Coaching
- Agent communication
- Accurate records
- Hiring / contracting decisions
Costs & terms
Agency pricing is based on the current program structure and team requirements.
Pricing factors include team size, number of agent seats, licensed states and optional services. What's confirmed is shown; the rest is reviewed with you before you commit.
Agency performance varies based on licensing, recruiting, agent activity, management, training, lead availability, carrier/product availability, persistency, chargebacks, market conditions, program participation, and other factors. Agency Builder does not guarantee recruiting volume, agent retention, production, overrides, commissions, revenue, or profitability.
- Agency Builder fee
- Confirming current terms
- Per-agent seat
- $200 / month per agent platform seat
- Lead access
- Outbound leads included with an eligible active seat, per agent
- Live transfers
- Optional, separate cost
- Onboarding fee
- Confirming current terms
- Revenue share
- Confirming current terms
- Minimum seats
- Confirming current terms
- Commitment
- Confirming current terms
- Brand model
- Confirming current terms
What happens next
Start with the agency you have.
- 01Submit agency application
- 02Current-state review
- 03Team / production / system discussion
- 04Fit + requirements review
- 05Program terms
- 06Onboarding plan
- 07Implementation
What we'll ask about
- License status and states
- Years in insurance
- Team size (solo, 2–5, 6–10, 11–25, 26–50, 50+)
- Current dialer and CRM
- Current lead sources
- Current carriers
- Biggest operational challenge
- Growth goal
Illustrative implementation
- 01Current-state audit
- 02System configuration
- 03Team onboarding
- 04Lead / dialer setup
- 05Training alignment
- 06Launch
- 07Review
FAQ
Agency Builder questions
What is Agency Builder?
Final Expense Elite's program for experienced producers and agency owners who need repeatable infrastructure for onboarding, training, lead distribution, technology, follow-up and agent development.
Who is Agency Builder for?
High-producing individual agents ready to build team processes, new team leaders, existing agency owners, and virtual sales organizations.
Do I need to be licensed?
Yes, where required. Agency Builder is for people who already understand licensed production. If you're not licensed yet, start with the Junior Broker Program.
Do I need an existing team?
No. Producers preparing to recruit their first agents can apply, as can owners with existing teams.
How is Agency Builder different from the Junior Broker Program?
Junior Broker is a path toward becoming a productive licensed agent. Agency Builder is for building the systems that support a team.
How are leads distributed across a team?
Each agent with an eligible active platform seat receives outbound lead access matched to the states they're licensed in. Team lead volume depends on agents, licensing footprint and availability.
Does adding agents automatically increase lead volume?
No. Availability depends on each agent's eligibility, licensed states, campaign activity and program capacity.
How do ReadyMode and the CRM fit?
Every agent works in the same ReadyMode dialing environment and CRM workflow, so dispositions, follow-up and records follow shared standards.
Can I see team activity?
Management visibility into activity, training and follow-up is supported where configured. Exact reports are reviewed during onboarding.
Does Final Expense Elite recruit agents for me?
No. Final Expense Elite provides program pages and onboarding infrastructure; recruiting decisions and relationships stay with the agency owner.
What does Agency Builder cost?
This depends on current program terms and your team's requirements, which are reviewed during the agency application conversation.
Is there a per-agent fee?
Each agent currently uses a platform seat ($200 / month per agent platform seat), subject to current program terms. Other agency-level costs are reviewed during the application.
Do I operate under my own brand?
This depends on current program terms and your team's requirements, which are reviewed during the agency application conversation.
How do overrides or agency compensation work?
This depends on current program terms and your team's requirements, which are reviewed during the agency application conversation.
Does Agency Builder guarantee recruiting, retention or revenue?
No. Agency performance depends on leadership, recruiting, agent activity, training and many other factors.
What happens after I apply?
We review your current agency, discuss team, production and systems, review fit and program terms, then build an onboarding plan if it's a match.
Don't just run an agency. Own a system.
Build the team. Standardize the system.
Agency Builder connects onboarding, training, lead infrastructure, ReadyMode dialing, CRM workflow and licensing resources into one operating system for your team. Application does not guarantee acceptance, recruiting volume, retention, production, overrides or revenue.