Pennsylvania Insurance Licensing
Pennsylvania life insurance license guide.
Current 2026 requirements.
The Pennsylvania Insurance Department (PID) issues the resident insurance producer license with the Life line of authority.
- License
- Insurance Producer – Life
- Regulator
- Pennsylvania Insurance Department
- Required course
- None since Apr 29, 2025
- Exam provider
- PSI
- Application fee
- $55 (resident)
- Fingerprints
- IdentoGO, after applying
- Last verified
- September 2026
Pennsylvania update
Prelicensing education was removed in April 2025.
Under Act 142 of 2024, effective April 29, 2025, candidates no longer have to complete prelicensing education before the exam. The same act added a 3-hour ethics requirement within the 24-hour CE requirement for resident producers.
Resident licensing path
Getting a Pennsylvania Life license.
- 01
Optional: eligibility review
Applicants with criminal records can request a Preliminary Insurance License Eligibility Review before spending on the exam. - 02
Pass the exam with PSI
Schedule through PID's PSI site, in person or remotely. - 03
Apply on Sircon or NIPR
Right after passing — you can even apply at the test center. Resident producer fee: $55. - 04
Register and complete IdentoGO fingerprints
Only after passing the exam and applying. Fingerprint results without an application are not accepted. Pay IdentoGO at the center. - 05
PID review
Submission is not approval. PID no longer mails paper licenses; print yours online once issued.
State fees
Pennsylvania Life license fees.
From PID's initial licensing page. The PSI exam fee and IdentoGO fingerprint fee are paid to those vendors.
- Resident producer application
- $55
- Non-resident producer application
- $110
After licensing
The license is where the operating process begins.
- 01License issued
- 02Carrier contracting / appointments
- 03Final Expense Elite onboarding
- 04Leads matched to licensed states
Official resources
The regulator is the authority.
Other state guides
FAQ
Pennsylvania licensing questions
What license do I need to sell final expense insurance in Pennsylvania?
Final expense is life insurance, so producers generally need a Pennsylvania producer license with the Life line of authority.
Is prelicensing education still required?
No. Since April 29, 2025 (Act 142 of 2024), candidates don't need prelicensing before the exam.
Who administers the exam?
PSI.
When do I get fingerprinted?
Only after you pass the exam and apply. IdentoGO takes the prints.
What does it cost?
The resident producer application is $55. Exam and fingerprint fees are paid to the vendors.
What CE does Pennsylvania require?
24 hours, including 3 hours of ethics.
Am I licensed once I apply?
No. Submission is not approval.
Start with the license
Understand the Pennsylvania process. Then build the system.
Final Expense Elite helps developing agents connect licensing resources with sales training, technology onboarding, lead infrastructure, and a structured development roadmap. Pennsylvania licensing approval and requirements are determined by the Pennsylvania Insurance Department.