Arizona Insurance Licensing
Arizona life insurance license guide.
Current 2026 requirements.
The Arizona Department of Insurance and Financial Institutions (DIFI) issues the resident producer license with the Life line of authority. DIFI's pages list the exam, fingerprints and application — no prelicensing course is listed for the Life line.
- License
- Producer – Life line
- Regulator
- Arizona DIFI
- Exam
- PSI · Life 13-31 · $50
- Fingerprints
- Fieldprint, after applying
- License fee
- $120
- License term
- 4 years (first term 3–4)
- Last verified
- September 2026
Resident licensing path
Getting a Arizona Life license.
- 01
Pass the Life exam with PSI
Life exam series 13-31, $50 (the combined Life, Accident & Health exam 13-33 is $59). Apply within one year of passing. - 02
Apply through NIPR
The non-refundable license fee is $120 per license class. - 03
Register and complete fingerprints
Residents submit fingerprints through DIFI's electronic process. Book the Fieldprint appointment only after submitting your NIPR application; an FBI processing fee is paid to the Arizona DPS. - 04
DIFI review
Submission is not approval. DIFI decides whether to issue the license. - 05
Complete annuity training if needed
Life producers who want to sell annuities must first complete four hours of Arizona-approved annuity training.
State fees
Arizona Life license fees.
From PSI's June 2026 Arizona bulletin and DIFI's renewal page. The FBI processing fee paid to the Arizona DPS is listed as $22.44 in the bulletin and $22 on DIFI's page, so we don't show an amount. NIPR adds a small transaction fee.
- Life exam (13-31)
- $50
- Life, Accident & Health exam (13-33)
- $59
- License fee (per class)
- $120
- Fieldprint fingerprinting fee
- $8.25
- Renewal fee (per class)
- $120
After licensing
The license is where the operating process begins.
- 01License issued
- 02Carrier contracting / appointments
- 03Final Expense Elite onboarding
- 04Leads matched to licensed states
Official resources
The regulator is the authority.
Other state guides
FAQ
Arizona licensing questions
What license do I need to sell final expense insurance in Arizona?
Final expense is life insurance, so producers generally need an Arizona producer license with the Life line of authority.
Does Arizona require a prelicensing course for Life?
DIFI's and PSI's current materials list the exam, fingerprints and application for the Life line, and don't list a prelicensing course.
Who administers the exam and what does it cost?
PSI. The Life exam (13-31) is $50.
When do I get fingerprinted?
After you submit your NIPR application. Fieldprint charges $8.25, and an FBI processing fee is paid to the Arizona DPS.
How long does an Arizona license last?
A new license runs three to four years, ending the last day of your birth month; later renewals are four years.
What CE does Arizona require?
48 hours every four years, including 6 hours of ethics.
Am I licensed once I apply?
No. Submission is not approval. DIFI decides whether to issue the license.
Start with the license
Understand the Arizona process. Then build the system.
Final Expense Elite helps developing agents connect licensing resources with sales training, technology onboarding, lead infrastructure, and a structured development roadmap. Arizona licensing approval and requirements are determined by the Arizona Department of Insurance and Financial Institutions.